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These benefits can help your student start smart by not being saddle with excess costs when using his or her first credit card.Budgeting and Financial Management Credit cards come with new responsibilities but they also offer good financial practice.If you pay on time, you can boost your cash back to a total of 1.25% for that month.After you make your first 5 monthly payments on time, you may get access to a higher credit line. Citi Thank You® Preferred Card for College Students offers 2,500 bonus points after you spend 0 within the first three months of opening your account.Choose the right one and you'll get rewarded for the kind of spending others like you tend to make.Use our syllabus below to narrow down your choices. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer.Second, making frequent payments to keep the balance at zero or just above zero shows that your student “pays as agreed” on his or her report.Low Interest and No Annual Fee Many credit card companies that offer deals with a zero percent introductory offer and zero annual fees.
College life is the time for your son or daughter to establish freedom and individuality – and a time to start establishing a good credit profile.This site may be compensated through the advertiser's affiliate programs.Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.With the combined generous rewards program, intro APR on new purchases and no late fee on the first late payment, it's clear to see why this Discover student credit card is among the most popular offers for college students on the market today...Journey® Student Rewards from Capital One® offers 1% cash back on all purchases.